Fiat-Crypto Cross-Border Instant Transactions Platform
The WhatsApp bot-based platform for instant and commission-less transactions between the United States and Latin America throughout the second-layer BTC technology.
Project Overview
| Year | 2025 |
|---|---|
| Industry | Fintech |
| Duration | 1+ year |
| Services |
|
Technology Stack Used
Challenge
• Build an MVP from only a concept—web admin, public site, and WhatsApp bot interface
• Keep the chat flow ultra-short despite KYC & fraud-prevention steps
• Enable instant, low-fee transfers across LATAM ↔ USA while most partners support only local fiat
• Detect & block fraudulent activity; meet strict data-security rules for multi-region compliance
• Orchestrate many on- / off-ramp providers plus Lightning-Network FX behind a single UX
Solution
- Lightning-Network rails converting fiat → BTC → USD in seconds
- Partner liquidity pools that pre-fund payouts, eliminating multi-day cross-border delays
- Unified top-up / cash-out options: banks, remittance points, cards, fintech apps, gift cards
- Admin console with granular, OTP-protected roles and real-time compliance dashboards
- MetaMap ID-verification, encrypted vaults, IP-whitelisting, and AWS multi-layer security
Impact
• Users send & receive money instantly with near-zero in-app fees
• Partners earn new fee revenue while handling only fiat; pools boost their transaction volume
• Fraud risk reduced via multi-layer KYC and live monitoring
• MVP live; now scaling to B2B/B2C segments and new cash top-up partners